Privacy Policy

Short version: we collect your email so we can send you the newsletter. We don't sell it. You can have it deleted whenever you want.

What we collect

When you sign up, we collect:

• Your email address.
• The fact that you ticked the consent box, the exact wording you agreed to, and the date and time.
• Your IP address and browser user-agent at the moment you signed up.
• Which page and which form you signed up from, and the site that sent you here.

We keep the consent record because the law requires us to prove you asked for these emails. It is not used for advertising.

When we send you an email, our email provider records whether it was delivered, whether it opened, and which links you clicked. We use that to see which issues land and to stop mailing addresses that have gone dead.

We do not collect your name, your phone number, your address, your date of birth, or any financial or brokerage information. We never ask for account numbers, passwords, or trading credentials, and you should treat anyone claiming to be us and asking for them as a fraud.

Why we're allowed to hold it

For readers in the UK and EU, our legal basis under the UK GDPR and GDPR is your consent, which you gave by ticking the box, and which you can withdraw at any time by unsubscribing. Keeping the consent record itself rests on our legitimate interest in being able to show that consent existed.

Who we share it with

We use a small number of outside companies to run the newsletter. They only get what they need, and none of them may use your data for their own purposes:

• Zapier — carries your signup from this website to our mailing list.
• beehiiv — stores the list and sends the emails.
• Vercel — hosts this website and keeps short-lived server logs.

Some of these companies are based in the United States, so your data is processed there. Where required, transfers rely on the European Commission's Standard Contractual Clauses.

We do not sell your personal information, and we do not share it for cross-context behavioural advertising. We never have and we won't start.

The one exception to all of the above: if we are legally required to hand something over — a court order, a subpoena, a regulator — we will comply.

Cookies

This site sets no cookies and runs no third-party trackers. There is nothing for you to accept or decline.

How long we keep it

• While you're subscribed — for as long as you stay on the list.
• After you unsubscribe — we keep your email on a suppression list indefinitely, so that we never accidentally mail you again. That is the only reason we keep it.
• Consent records — three years after you leave.
• Server logs — roughly 30 days.

Your rights

Wherever you live, you can ask us to show you what we hold, correct it, delete it, hand it over in a portable file, or stop using it. If you're in the UK or EU you can also object to processing or ask us to restrict it. If you're in California, you have the rights described in the CCPA/CPRA, including the right not to be discriminated against for exercising them.

Email info@lockandloadfinance.com and we'll deal with it inside 30 days. We won't charge you and we won't make you jump through hoops.

If you think we've handled your data badly, you can complain to your data protection regulator — in the UK that's the ICO. We'd rather you told us first.

Children

This newsletter is for adults. It isn't aimed at anyone under 18, and we don't knowingly collect anything from them. If you believe a child has signed up, email us and we'll remove it.

Security

Traffic to this site is encrypted. Our signup endpoint never exposes our mailing-list credentials to your browser. That said, no website is perfectly secure, and we won't pretend otherwise.

Changes

If we change this policy in a way that matters, we'll say so in the newsletter rather than quietly editing the page. The date at the top always reflects the current version.

Contact

Lock & Load Finance
info@lockandloadfinance.com